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Best Insurance Plans for Digital Nomads in 2022


Best Insurance Plans for Digital Nomads in 2022

15 min readJune 07, 2022

Many digital nomads are either self-employed or independent contractors, and, therefore, are often not covered by traditional insurance policies. To begin, there are two types of insurance: health insurance and travel insurance. Health insurance addresses the need for regular checkups and care, whereas travel insurance also deals with incidents that may take place during travels. How much coverage you need depends entirely on your risk tolerance and where you go, if you practice risk sports, if you want to have children, if you have previous conditions and several other factors. Some of our members opt for the lowest coverage required to enter the countries they visit, since it may be cheaper to pay for a series of major expenses out of pocket than to pay for policies as long as you are in the right countries. On the other hand, others argue that higher insurance coverages are totally worth the money for the security they provide. It is also not uncommon for people to end up with a medical bill larger than they can handle while they are abroad due to not having insurance. Nonetheless, due to the pandemic, many countries are now requiring visitors to carry insurance policies that cover COVID-related expenses. We have gathered a series of 6 options for your trips this 2022 through research and community interviews and reviews. We hope this is helpful for choosing the best insurance for your unique nomad lifestyle.


Published by

Paula Vazquez

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